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Office of the Comptroller of the Currency
Welcome Office of the Comptroller of the Currency
OCC Dental Insurance Program
Sign in or register for your account
Get the most value from our online resources by creating a secure online account. Register now to review the specific details of your plan:
- View or print your ID card (Note: An ID card is not needed to receive services)
- Find a network dentist near you
- Check your benefits and eligibility
- Select your network dentist (DeltaCare® USA members only)¹
- Go paperless. Sign up to discontinue your mailed statements and instead receive email notifications when a dental benefit statement is available online.
Get started with your Delta Dental plan
You and your eligible family members can join millions of others nationally who trust their smiles to Delta Dental. The OCC Dental Insurance Program will provide employees and retirees of the Office of the Comptroller of the Currency (OCC) and employees of the Office of Financial Research (OFR) with:
- Quality, cost-effective dental coverage
- Two available plan options from which to choose:
- Delta Dental PPO™ — for active employees and OCC retirees
- DeltaCare® USA (DHMO) — for active employees and OCC employees who retire on disability
- A nationwide network of contracted dentists for both plans
- Confidence that your dental health is our priority
Not sure what plan to choose?
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Enrollment information
If you are a newly hired employee, your Human Resources benefits administrator will assist with enrolling you in the program. Retired OCC employees who were participating in the program as an active employee are provided a one-time opportunity to elect the PPO option as a retiree through Delta Dental’s self-enrollment tool.
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Are you a retiree?
Enjoy the perks of membership
Delta Dental members get access to services and offers that can help support oral health and overall health so that they can live better. These include:
- LifePerks: Enjoy special discounts on fitness, vision, hearing, entertainment and other products and services.
- Virtual dentistry: Get virtual checkups and expert advice from a Delta Dental PPO dentist² anytime, anywhere.
- Healthcare financing: Apply for the Healthcare Spending Card³ from Lane Health and pay for dental and medical expenses over time with 0% financing.⁴
Wellness resources
Check out our Healthy Living Hub
Find articles, videos and quick, healthy recipes to improve your wellness. Take our risk assessment quiz to review your habits, get educated and stay informed.
Find more oral health articles
Visit the Delta Dental Plans Association’s oral health and wellness site.
Have a question?
Find answers to common questions about dental plan coverage, enrollment, claims and more.
- In WY, you do not need to select a primary care dentist, but you must visit a DeltaCare USA dentist to receive benefits. In the following states, you can maximize your savings when you visit a DeltaCare USA dentist, although you may visit any licensed dentist and receive out-of-network coverage: AK, CT, LA, ME, MS, MT, NC, ND, NH, OK, SD, VT. Refer to your plan booklet for details about your out-of-network benefits.
- PPO members who have 100% coverage for oral evaluations and have not exceeded their annual maximum are eligible to receive a virtual visit as a covered benefit. Deductibles and Coinsurance apply. Members with less than 100% coverage will have a coinsurance payment calculated by the platform payable at time of service. Some Delta Dental plan types do not allow members to use their benefits to pay for a virtual dental assessment on these platforms. If your plan is not eligible, you may still receive virtual dental assessments by paying a fee for the service. DHMO (DeltaCare) members: Teledentistry services provided by a Dentist other than Your Contract Dentist are considered Out-of-Network and may result in an out-of-pocket cost to you unless coverage is required under other law.
- Lane Health is a financial technology company, not a bank. The Healthcare Spending Card is issued by Lead Bank pursuant to a license from Visa USA Inc.
- Lane Health does not charge interest on, or an annual fee for, the Healthcare Spending VISA Card. “0% financing” pertains to repayment options that do not charge interest (0% interest) nor fees ($0 fees). Each Advance can be repaid in full, 4-month term or 12-month term (with a minimum $3 due each payment period). Transactions other than qualified hospital or dental expenses (based on merchant category code) will be charged an origination fee of 5% and periodic finance fees. The location of the service provider is not determinative of whether a transaction is a qualified hospital expense. Rather, transactions made within or at a hospital (including but not limited to specialists, doctors, pharmacies, etcetera) are determined to be eligible by the associated MCC and not the location of the service provider in the hospital. New Advances, if eligible, can be repaid in full or over 4 installments with no origination or periodic finance fees. Late fees apply. You can review the fee table at https://lanehealth.com/hsc-lb-dd-fees.
Resources
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Delta Dental is a registered mark of Delta Dental Plans Association.