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Federal Employees Dental and Vision Insurance Program (FEDVIP)
Delta Dental Federal Employees Program
It’s our honor to serve federal employees, annuitants, military retirees and their families
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Federal dental insurance that fits your needs and budget
Experience the advantages of our FEDVIP dental insurance plans:
- Two flexible and affordable PPO plans to choose from
- Covered at 100% when you see an in-network dentist: cleanings, exams and X-rays
- Negotiated rates with in-network dentists that can save you up to 40%¹
- Exclusive discounts and offers through our member perks*
- Additional benefits through SmileWay® Wellness Benefits²
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Is dental insurance worth it?
Studies show a connection between oral health and overall health. Regular dental checkups help keep your teeth and gums healthy, prevent more serious problems like gum disease and tooth decay and help you manage chronic medical conditions such as diabetes and heart disease.
In-network preventive care such as exams, cleanings and X-rays are covered at 100%, encouraging regular visits that catch cavities and gum disease before they require expensive treatment. Dentists can also detect early signs of systemic conditions like diabetes and oral cancer.
You’re also more likely to go to the dentist if you have insurance. Knowing you’re paying less for oral health services gives you peace of mind.
For federal employees, annuitants, and military retirees, FEDVIP offers comprehensive dental coverage that saves you money. Our FEDVIP plans help you manage unpredictable dental expenses by negotiating rates with dentists in our large nationwide network, saving you up to 40% off.
Review the Standard and High plan options to find the best fit for your needs and budget.
How much can I save with a FEDVIP dental plan?
Delta Dental offers two FEDVIP plan options: Standard and High. Both cover preventive care like exams and cleanings at 100% in-network, but the High Option carries a higher premium in exchange for lower out-of-pocket costs on major services such as crowns, root canals and dentures. Unlock savings with either of our plans when you use a dentist in our large nationwide network.
Comparison of estimated dental procedure costs with and without insurance for the Standard Plan and High Plan. The footer provides total costs and potential savings for each plan.
Standard Plan | High Plan | |||
|---|---|---|---|---|
| Cost with insurance | Cost without insurance | Cost with insurance | Cost without insurance | |
| Exam | $0 | $75 | $0 | $75 |
| Cleaning | $0 | $125 | $0 | $125 |
| Crown | $540 | $1,480 | $400 | $1,480 |
| Root canal | $610 | $1,510 | $470 | $1,510 |
| Denture | $570 | $2,085 | $450 | $2,085 |
| Total | $1,720 | $5,275 | $1,320 | $5,275 |
| Potential savings | $3,555 | $3,955 | ||
Amounts are a national average for in-network providers and do not include premium payments.
Enroll in a FEDVIP dental insurance plan in 3 steps
Step 1: Choose the plan that fits you best
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Standard plan:
Best for preventive and routine dental care
- 100% in-network coverage for services such as cleanings, exams, X-rays and fluoride treatments
- Includes fillings, extractions and other intermediate services
- Covers major services like crowns, bridges and implants
- Orthodontic benefits for children
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High plan:
Best for those needing additional dental work
- All Standard plan benefits included
- Lower out-of-pocket costs
- Unlimited annual maximum for in-network services
- More coverage for out-of-network care
- Adult orthodontic coverage and higher child ortho limits
Step 2: Preview your rates for FEDVIP plan options
Learn more about FEDVIP insurance plan benefits and explore coverage that fits your budget.
Step 3: Enroll through BENEFEDS
Go to the BENEFEDS website, the official website to enroll in your FEDVIP benefits, or call 1-877-888-FEDS (1-877-888-3337) TTY 711, International: 1-571-730-5942, and select Delta Dental as your carrier. Then, select your preferred Delta Dental FEDVIP plan: Standard or High.
Enrollment period options
You can enroll either during Open Season or within 60 days of becoming eligible.
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“You’ve got to make sure that you brush your teeth and do everything you're supposed to do to keep your mouth healthy. Being a senior and a widow, we need all the help that we can get. I recommend Delta Dental to everybody.”
Lupe M.
Gold Star Wife and Delta Dental FEDVIP Member
Organizations we support
We're proud to support these organizations that help our members and their communities live full and rewarding lives.
We support MOAA’s career transition program, fundraising efforts and educational scholarships for students, benefiting their 360,000 members.
Delta Dental supports NARFE through benefit education for its 130,000 members to ensure they take advantage of the benefits they've earned.
Delta Dental supports DAV through its annual National Disabled Veterans Winter Sports Clinic, the Veterans Day DAV 5K and the organization’s national convention that brings together hundreds of veterans and stakeholders.
Delta Dental funds NMFA’s advocacy, scholarships for spouses and summer camps for military youths, supporting the 2.8 million family members of our troops.
FEDVIP plan resources
Search our network to find your current dentist or a new dental provider near you.
FAQs
A FEDVIP plan is a dental insurance option available to federal employees, annuitants and military retirees and their families. These plans are administered through the Federal Employees Dental and Vision Insurance Program, and offer access to Delta Dental’s large provider network.
In 1987, Delta Dental was honored to receive the first federal government contract to administer government dental plans to the military community.
Both Delta Dental FEDVIP plans offer coverage to fit your needs and budget. And, if you use an in-network FEDVIP dental provider, costs are 100% covered for preventive services such as exams and cleanings. Finding a dentist is simple with our extensive nationwide network and our easy-to-use Find a dentist tool. With 70 years of experience and over 78 million enrollees, we’re proud and excited to support you with our Federal Employees Dental Program.
FEDVIP dental premiums are designed to accommodate different care needs and budgets, offering two options: Standard and High plans. The Standard Plan features lower premiums, making it ideal for individuals who primarily need routine cleanings and basic care. The High Plan features higher premiums but offers lower coinsurance, robust orthodontia coverage, higher or unlimited annual benefit maximums, and greater coverage for major procedures like crowns, root canals, and implants.
If you have questions about your FEDVIP enrollment, contact BENEFEDS.gov directly through the website or by calling 1-877-888-3337, TTY 711. To learn more about Delta Dental’s Federal Employees Dental Program, email or call us at 1-855-410-3255 from Monday through Friday (excluding federal holidays), 8 a.m. to 8 p.m., Eastern Time (ET).
If you have FEDVIP dental insurance for retired military or federal employees, you can add or remove family members through BENEFEDS.gov or by calling 1-877-888-3337, TTY 711.
If you need to make coverage updates outside of Open Season, you can add a family member if you experience a qualifying life event (QLE). For specific details, refer to your Plan Brochure, visit BENEFEDS.gov or call 1-877-888-3337, TTY 711.
Delta Dental's Federal Employees Dental and Vision Insurance Program (FEDVIP) provides dental coverage for retired military personnel, federal employees, survivor annuitants and dependents. Dependent eligibility depends on factors such as age, marital status and student status.
To learn more about the FEDVIP benefits dental eligibility requirements, visit BENEFEDS.gov.
To learn more about Delta Dental’s FEDVIP plans, email or call us at 1-855-410-3255. Customer service representatives are available Monday through Friday (excluding federal holidays), 8 a.m. to 8 p.m., Eastern Time (ET).
If you qualify for FEDVIP dental insurance as a federal employee or retiree, USPS employee or retiree or military retiree, enroll directly through BENEFEDS.gov. Simply sign up or log in if you have an account, choose dental coverage and select Delta Dental.
No internet access? Call toll-free at 1-877-888-3337, TTY 711.
Yes. Delta Dental’s offerings are officially recognized federal dental plans under FEDVIP, and support the oral and overall health needs of eligible enrollees and their families.
Most covered services do not have pre-existing condition limitations, but some procedures may have limitations or other exclusions. Refer to your Plan Brochure for specific details.
Yes, but your out-of-pocket costs may be lower if your provider is in Delta Dental’s nationwide network. Use our Find a dentist tool to check.
Retiring from federal service
- BENEFEDS will work with your annuity system to set up premium deductions from your annuity after they receive notification of your retirement from your payroll department.
Leaving federal service
- If you are not part of the Deferred Resignation Program, you will no longer be eligible for FEDVIP coverage. Your coverage will end on the last day of the pay period during which you separate. There is no 31-day temporary extension of coverage.
Relocating for federal service
- If you are enrolled in a regional dental plan and relocating out of the service area, you may be eligible to enroll in Delta Dental’s national FEDVIP plans.
- If you’re enrolled in a nationwide/international dental plan and are moving to another zip code, please keep in mind that your premiums may change. The effective date for the change will be the next pay period start date after you advise BENEFEDS of your new address. Please go to BENEFEDS.gov to your address.
Reinstatement of coverage
- If you recently left the federal workforce and you have confirmed with your agency that you will be returning to an active pay status, please contact BENEFEDS via email, including your first and last name, to request reinstatement of your FEDVIP dental and/or vision coverage. If you prefer to speak with a BENEFEDS customer service representative, please call 1-877-888-3337, TTY 711.
Visit BENEFEDS.gov for more information on FEDVIP benefits & eligibility.
Need help?
Customer Service is available Monday through Friday (excluding federal holidays), 8 a.m. to 8 p.m., Eastern Time (ET).
FEDVIP
Send us a secure contact form
Call us at 1-855-410-3255
* These are non-FEDVIP benefits.
- We negotiate rates with in-network providers that save members up to 40% on covered procedures. Savings estimate is evaluated according to National Provider File average procedure fees in August 2023 and may vary in your location and these rates may not apply to you. Some procedures may have waiting periods that apply before plan coverage takes effect.
- Known as SmileWay Enhanced Benefits in Texas.