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Big benefits for small business: dental insurance for your team

Big benefits for small business: dental insurance for your team

Our Small Business Program (2-99 employees) isn’t just designed to offer more value to your employees. Our specialized product portfolio, affordable plan rates and expert support provide value to you, too.

Small business dental insurance plans to protect your greatest investment

Employees are a small business owner's greatest investment. Our group dental plans for small businesses (2-99 employees) are designed to keep your employees smiling with comprehensive dental care. Several of our Delta Dental PPO™ plans offer implant coverage, and all our DeltaCare® USA plans¹ cover teeth whitening, night guards and orthodontics for children and adults.

Dental plan options with room to grow

Our small business dental insurance plans allow for flexibility. Many of our small business dental plan options allow groups to choose between varying coinsurance, deductible and maximum levels. With Delta Dental insurance, small business owners can align the benefits they offer with employee needs while staying within their budget.

Optional features to find your best fit

Another easy way to adjust your small business dental insurance plan is to add one of our optional plan features. Would you like to offer your employees additional preventive care options, such as SmileWay® Wellness Benefits? Or, the ability to waive diagnostic and preventive care from their annual maximum? We’ve got those features and more. Our small business dental insurance plans are designed to ensure your entire team receives the quality of dental care available, with access to a large network of dentists offering everything from routine visits to dental emergencies. 

Contribution options for optimal flexibility

We provide a range of dental insurance plans for small business, including both voluntary and employer-paid dental plans, so you can weigh your options with peace of mind. Any way you slice it, you should feel good knowing our small business dental plans offer your employees the coverage they need to stay healthy with a policy provided by a trusted provider.

DeltaVision® for small businesses

Complement your small business dental insurance benefits with DeltaVision. Add on vision benefits from Delta Dental to help support the eye health of your employees and their families.²

Support for small businesses

Coverage from purchase to renewal

Brokers selling Delta Dental insurance for small business owners are trained on the value of dental coverage and know our plans inside and out. They’re prepared to help you make an informed decision so you can secure the best dental insurance for your small business. And they don’t stop there. Your broker will coordinate your proposal(s), help you submit your application, assist with initial onboarding and be a resource for you during open enrollment and renewal.

To ensure each and every small business receives the level of attention necessary for a smooth administration experience, we enlist the help of experienced third-party administrators to service our small group dental plans. Your TPA has a close relationship with us, expert knowledge of our small group dental insurance, and knows how to manage:
 

  • Your group contract (initial and renewal)
  • Initial implementation
  • Billing and eligibility
  • Renewal and termination letters
  • Questions regarding plan administration
     

For more information on small group administration, visit our section for Administrators.

We’ve been creating smiles for more than 65 years with dental insurance for small businesses, and it’s our pleasure to keep your employees smiling. Delta Dental will support your employees with:
 

We’re happy to share news about Delta Dental insurance, small business insurance, and the industry. We’re also keen on giving our groups a peek into our organization, because we’re proud of the work we’re doing to keep you and your employees happy and healthy.

To get all of the latest updates, visit our Word of Mouth blog or subscribe to our group email newsletter.

Ready to get started?

Get started managing your dental plans.

  1. DeltaCare USA is not available for small groups contracted in DE, LA, MS, MT or UT.
  2. DeltaVision plans are currently available in AL, CA, DC, DE, FL, GA, LA, NY, NV, PA, TX, UT and WV. Pending regulatory approval in MD and MT. Plans must be purchased and maintained with one of Delta Dental's Small Business Program dental plans and can’t be purchased separately. DeltaVision plans are available to brokers working with Allied Administrators.

Delta Dental PPO™ is underwritten by Delta Dental Insurance Company in AL, DC, FL, GA, LA, MS, MT, NV and UT and by not-for-profit dental service companies in these states: CA – Delta Dental of California; PA, MD – Delta Dental of Pennsylvania; NY – Delta Dental of New York, Inc.; DE – Delta Dental of Delaware, Inc.; WV – Delta Dental of West Virginia, Inc. In Texas, Delta Dental Insurance Company provides a dental provider organization (DPO) plan.

DeltaCare USA is underwritten in these states by these entities: AL — Alpha Dental of Alabama, Inc.; AZ — Alpha Dental of Arizona, Inc.; CA — Delta Dental of California; AR, CO, IA, MA, ME, MI, MN, NC, ND, NE, NH, OK, OR, RI, SC, SD, VA, VT, WA, WI, WY — Dentegra Insurance Company; AK, CT, DC, DE, FL, GA, KS, LA, MS, MT, TN, WV — Delta Dental Insurance Company; HI, ID, IL, IN, KY, MD, MO, NJ, OH, TX — Alpha Dental Programs, Inc.; NV — Alpha Dental of Nevada, Inc.; UT — Alpha Dental of Utah, Inc.; NM — Alpha Dental of New Mexico, Inc.; NY — Delta Dental of New York, Inc.; PA — Delta Dental of Pennsylvania; acts as the DeltaCare USA administrator in all these states. These companies are financially responsible for their own products.

In California, DeltaVision is underwritten by Delta Dental of California. In Alabama, Delaware, District of Columbia, Florida, Georgia, Louisiana, Maryland, Mississippi, Montana, Nevada, New York, Pennsylvania, Texas, Utah and West Virginia, DeltaVision is underwritten by Delta Dental Insurance Company. DeltaVision is administered by Vision Service Plan (VSP). DeltaVision is not available through the Small Business Program in Mississippi. Pending regulatory approval in MD and MT.

The VSP West Virginia Network Access Plan, as required by the Health Benefit Network Access and Adequacy Act may be accessed online at vsp.com or by calling 1-800-877-7195 to request a copy. You may view our West Virginia Network Access Plan, as required by the Health Benefit Plan Network Access and Adequacy Act, online at deltadentalins.com. You may also contact us by calling 800-422-4234 to request a copy.

© 2025 Vision Service Plan. VSP is a registered trademark of Vision Service Plan. All other brands or marks are the property of their respective owners.

Delta Dental and DeltaVision are registered trademarks of Delta Dental Plans Association.